Terms of use
Last updated 10 October 2026
By using naumanzafar.com you agree to these terms. If you don’t agree, please don’t use the site.
About the site
The site is operated by Nauman Zafar, Dubai, United Arab Emirates. It describes my services and publishes general guides.
Guides are information, not advice
The articles explain rules and markets in general terms. They aren’t legal, tax, financial, investment or immigration advice, and reading them doesn’t create an adviser–client relationship. Laws and fees change; always confirm the position for your circumstances with a licensed professional before acting. See the disclaimer.
Engagements
Any engagement is governed by a separate written proposal or agreement. Nothing on this site is an offer capable of acceptance.
Intellectual property
The text, design, logo, portrait and code on this site belong to Nauman Zafar unless stated otherwise. You may quote short passages with a link back to the source page. Press may use the files on the brand page to refer to me accurately.
Acceptable use
Don’t use the site or its form to send spam, malware or unlawful content, to scrape it in a way that disrupts service, or to impersonate anyone.
Links
Links to other sites, including government sources, are provided for convenience. I don’t control those sites and am not responsible for their content.
Liability
The site is provided “as is”. To the extent the law allows, I’m not liable for losses arising from reliance on its general content. Nothing in these terms limits liability that can’t be limited by law.
Governing law
These terms are governed by the laws of the Emirate of Dubai and the federal laws of the UAE. The courts of Dubai have jurisdiction, unless consumer protection law where you live gives you a right to use your local courts.